What insurance is required by law in the US?
MINIMUM MANDATORY CAR INSURANCE LIMITS BY STATE
State
Minimum mandatory requirements
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $50,000 per person
BI: $100,000 per accident
PD: $25,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $15,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $15,000 per person
BI: $30,000 per accident
PD: $5,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $15,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $10,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
UM/UIM PD: $5,000
BI: $25,000 per person
BI: $50,000 per accident
BI: $10,000 per accident
PIP: $15,000 per person
PIP: $30,000 per accident
PD: $10,000 per accident
PIP: $10,000 per person
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $20,000 per person
BI: $40,000 per accident
PD: $10,000 per accident
PIP: $10,000 per person
BI: $25,000 per person
BI: $50,000 per accident
PD: $15,000 per accident
BI: $25,000 bodily injury liability per person
BI: $50,000 bodily injury liability per accident
PD: $20,000 property damage liability per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $20,000 per person
BI: $40,000 per accident
PD: $15,000 per accident
BI: $25,000 person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
PIP per person:
$4,500 for medical expenses
$900 per month to a year of disability or loss of income coverage
$25 a day for in-home services
$4,500 for rehabilitation-related expenses
$2,000 for funeral, burial, or cremation expenses
Other:
Survivor benefits of up to $900 per month up to a year for disability or loss of income and $25 per day for in-home services
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
PIP: $10,000 per person
BI: $15,000 per person
BI: $30,000 per accident
PD: $25,000 per accident
BI: $50,000 per person
BI: $100,000 per accident
PD: $25,000 per accident
UM/UIM BI: $50,000 per person
UM/UIM BI: $100,000 per accident
MedPay: $2,000
BI: $30,000 per person
BI: $60,000 per accident
PD: $15,000 per accident
UM/UIM BI: $30,000 per person
UM/UIM BI: $60,000 per accident
BI: $20,000 per person
BI: $40,000 per accident
PD: $5,000 per accident
UM/UIM BI: $20,000 per person
UM/UIM BI: $40,000 per accident
PIP: $8,000 per accident
BI: $20,000 per person
BI: $40,000 per accident
PIP: Unlimited
Property protection: $1 million
BI: $30,000 per person
BI: $60,000 per accident
PD: $10,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
PIP: $40,000 per person
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $20,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $20,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
UM/UIM PD: $25,000
MedPay: $1,000
Car insurance is not mandatory, but these are the requirements for those who opt in.
PD: $5,000 per accident
PIP: $1,000 per person
BI: $25,000 per person
BI: $50,000 per accident
PD: $10,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $10,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
PIP: $50,000 personal injury protection per person
Other:
$50,000 liability for death per person
$100,000 liability for death per accident
BI: $30,000 per person
BI: $60,000 per accident
PD: $25,000 per accident
UM/UIM BI: $30,000 per person
UM/UIM BI: $60,000 per accident
UM/UIM PD: $25,000
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
PIP: $30,000 per person
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $20,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
PIP: $15,000 per person
BI: $15,000 per person
BI: $30,000 per accident
PD: $5,000 per accident
MedPay: $5,000
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $15,000 per accident
BI: $30,000 per person
BI: $60,000 per accident
PD: $25,000 per accident
BI: $25,000 per person
BI: $65,000 per accident
PD: $15,000 per accident
PIP: $3,000 per person
BI: $25,000 per person
BI: $50,000 per accident
PD: $10,000 property damage liability per accident
UM/UIM BI: $50,000 per person
UM/UIM BI: $100,000 per accident
UM/UIM PD: $10,000
BI: $25,000 per person
BI: $50,000 per accident
PD: $20,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
UM/UIM PD: $20,000
Car insurance is not mandatory, but these are the requirements for those who opt in.
BI: $25,000 per person
BI: $50,000 per accident
PD: $10,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $25,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
UM/UIM PD: $25,000
BI: $25,000 per person
BI: $50,000 per accident
PD: $10,000 per accident
UM/UIM BI: $25,000 per person
UM/UIM BI: $50,000 per accident
BI: $25,000 per person
BI: $50,000 per accident
PD: $20,000 per accident